By accessing and using the information, resources, and services (collectively as “Contents”) from the Finex website www.finexoutsourcing.ph, you, the user, are bound by and agree to comply with the following Terms and Conditions by Finex Marketing Services (“Finex”). Finex is permitted to amend these terms and conditions at any time as it sees fit without prior notice. Your continued use of this website constitutes acceptance of all amendments made. By accessing and using the information, resources, and services (collectively as “Contents”) from the Finex website www.finexoutsourcing.ph, you, the user, are bound by and agree to comply with the following Terms and Conditions by Finex Marketing Services (“Finex”). Finex is permitted to amend these terms and conditions at any time as it sees fit without prior notice. Your continued use of this website constitutes acceptance of all amendments made.

General Rules for Use. You are granted free access to Contents of this site that are available for public viewing. Activities such as copying, duplicating, reproducing and/or selling of this site’s Contents are STRICTLY PROHIBITED.2.To gain access to our services and this site’s additional functionality, you will be required to register your unique login/user name and password. This is an additional security feature for your own data protection. 3. If to avail or inquire of our offered services, you shall be requested to key-in basic personal information which shall be treated with utmost confidentiality. By providing and submitting information, you agree to be a prospective client of Finex. You also allow our Loan Advisors/Sales Representatives to get in touch with you to explain to you in full details our products and services.4. Accuracy of data gathered depends on the inputs you made via this site. Misinformation is not this site’s liability. It is your responsibility to check correctness of all information prior to submission.5.Contents of this site including the Terms of Use can be modified and/or updated at any given time without prior notice. Your continued access or use of this site shall mean your acceptance of the modifications and/or updates made to any part herein.6.You are strictly forbidden from any of the following:

• Causing damage to the Finex website;
• Causing harm to third-parties using the Finex website;
• Using the Finex website in any way that adversely affects user access to the website;
• Using the Finex website contrary to applicable laws and regulations;
• Selling, sublicensing and/or otherwise commercializing anything in the Finex website including its content without the authorization of Finex;
• Systematically or automatically collecting data from the Finex website.
Failure to comply with these restrictions shall result in appropriate legal action against you.

Confidentiality of Data
Finex being registered under the Philippine’s National Privacy Commission recognizes and protects your right for privacy of your personal information/data. All data gathered from you shall be used for intended purpose/s only, and shall not in any way be offered, sold, transferred or distributed to any party outside of our agreement. All information/data you submitted shall only be forwarded to partner banks and/or companies with your prior knowledge and consent.

Finex Intellectual Property 
With the exception of your personal data and information, everything in finexoutsourcing.ph is owned by Finex and/or its licensors. These Contents, including but not limited to the Finex and website logo, information and written text, design and appearance, photos, videos, and graphics, are protected by intellectual property laws. Finex reserves the right to amend or withdraw any Contents in its website. You are granted use of these Contents for personal, non-commercial, and lawful purposes only. Any form of use of said Contents for commercial purposes and any other purpose not in the interest of Finex is prohibited without a prior written authorization from Finex. Unauthorized use of any Contents found in the Finex website shall result in appropriate legal action.

Disclaimer and Limitation of Liability
The Finex website is intended for general information purposes only and not to provide you with any personalized financial or legal advice. You are responsible for your decisions and actions with regards to what this website provides. Because everything contained in this website is subject to modification and updates, Finex makes no warranties as to the currency, accuracy, reliability, completeness, or other performance of any information contained in this website. Your access and use of the Finex website shall be at your own risk. In no event shall Finex, nor any of its officers, directors, and employees, be held responsible for anything arising out of or in any way connected with your use of this website whether such liability is under contract.  
With regards to loan application, approval and disapproval does not depend on Finex but on the partner banks and financing institutions. To any extent, Finex will not be liable for any direct or indirect consequential loss or damage due to unapproved application.
The site may also contain material from third parties, including but not limited to links, applications, information, and images, that is not owned and controlled by Finex. Use of these materials are guided by their respective terms and conditions and Finex makes no warranties for the accuracy and reliability of these materials. In all cases, Finex disclaims responsibility for any third-party material and for any consequences that may arise in the interaction or transaction between you and third-parties. 
Finex does not guarantee error-free and/or uninterrupted usage of this site and that this site’s server is virus-free. Finex is not liable of any loss or damage due to the site’s unforeseen malfunction.

Indemnification
You hereby indemnify Finex to the fullest extent from and against any and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way related to your breach of any of the provisions of these terms and conditions.

Governing Law and Jurisdiction
The applicable laws of the Republic of the Philippines shall govern your use of this website. The parties agree to submit to the exclusive jurisdiction of the courts of the Philippines.

This Term Of Use was last modified on January 26, 2018, and is effective immediately.