You can use Car4Cash to fund your immediate expenses. Application is fast and easy. More importantly, you don’t need to surrender your car for collateral. Just submit your OR/CR to us and get the cash you need!

Note: Interest rates and charges are subject to change without prior notice. All applications will be subject to SB Finance’s credit policies and procedures.

*SB Finance will never ask you to pay a facilitation fee for your application. If you receive a call, SMS, or email asking you to pay a facilitation fee, do not engage. Immediately report the incident to our 24-Hour Customer Service hotline at (+632) 8887-9188 or email us at customercare@securitybank.com.ph.

Documentary Requirements

1. Completely Filled out and signed application form (click here).

2. If Employed:

• One (1) valid government-issued photo ID
• Income Documents, any of the following:
  • Certificate of Employment and Compensation–issued within the last two (2) months
  • Latest ITR / BIR Form 2316
  • Latest one (1) month payslip
• Latest one (1) month payslip
• Scanned copy of OR/CR (must be under the borrower’s name, unencumbered and owned for at least 6 months)
• Screenshot from Google maps of home and company address

3. If self-employed:

• One (1) valid government-issued photo ID
• Latest one (1) year Audited Financial Statements (AFS) with at least the previous year’s comparative financials
• Latest three (3) months bank statements
• SEC/DTI Certificate of Registration
• Business permit/Mayor’s permit
• Latest GIS (if corporation)
• Scanned copy of OR/CR (must be under the borrower’s name, unencumbered and owned for at least 6 months)
• Screenshot from Google maps of home and company address

* Additional documents may be required by SB Finance to process the loan

Eligibility

• At least 21 years old but not more than 65 years old upon loan maturity
• Must be a Filipino citizen
• With office or residence landline
• Residence or office is within the Bank’s service processing area

If Employed

• Regular and permanent with current employer and employed for at least one (1) year
• Minimum gross monthly income:
  • For Metro Manila: P15,000
  • For outside Metro Manila: P12,000

If Self-Employed

• Must be the owner or a majority owner with at least 40% stake, and
• Business should have a positive net worth in the last two (2) years
• Minimum gross monthly income of P100,000

For Vehicle

• Must be registered under borrower’s name or under business name if business is a sole proprietorship owned by the borrower
• Must be owned by borrower for at least 6 months at point of application
• Should not be encumbered
• Car type must either be passenger or pick-up car e.g. trucks not allowed
• Cannot be for commercial use (e.g. used for Grab / TNVS), and cannot be a public utility vehicle / yellow plate (e.g. taxi, jeepney, UV express, FX, etc.)
• Can be brand new or used
• Maximum age of 10 years at point of application